Uninsured Accident

Okay our car didn't catch fire or anything.. but my wife went to Shaws Supermarket last week. Her mother and my son were waiting in the car for her. An uninsured motorist slammed into the rear of our Honda Odyssey. Luckily the occupants are okay, but the van now has $3000 of damage, two days before I am supposed to turn it in (end of lease).. and guess who is stuck with paying a $500 deductible? I now have to extend and pay the lease an extra month or more just to get the repairs done.
Apparently Metlife will pursue the driver for the $500 on our behalf, but it could take months or years to collect. If they do not pay up, they lose their license and registration privileges, according to my Metlife agent. Whatever misery can be heaped upon this P.O.S., is fine and dandy with me. According to wife, the driver [she] could not even be bothered to apologize, and nearly drove away from the scene, were it not for the efforts of my mother in law to stop her.